We have been in the receivables factoring business since 1979, are independently held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and having had these experiences, can help you through any difficult times you might run into. We won't turn the lights off when the times get difficult, like a handful of receivables factoring companies regretfully have before.

Every factoring company has a preference for size, industry, and risk. It's pretty tough for you to determine which receivables factoring firm is a second to none fit for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the most suitable fit for your business - it could be us or another receivables factoring company.

We have a king-size network of receivables factoring industry counterparts, these trusted connections were built over 20+ years in the business. So, after you take the time to lay out your needs to us, we have all the confidence in the world that you will find exactly what you need..

Most receivables factoring firms let you select and choose your customers to factor. Although a handful of them usually require a minimum dollar amount before they'll do business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement that will force you into receivables factoring when you don't require it.

Most receivables factoring firms are not upfront about their fees. You'll need to rent some blood hounds to sniff out those fees. Be rest assured, We will not treat you this way.  We are totally upfront about our fees. When you apply, you are provided a transparent, no obligation rate proposal with the fee for your company. It is going to be tough finding another factoring company, if any, that will be totally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few factoring businesses are funded by Wall Sreet investors. We are a privately held company and don't take commands from investors and boards. Much like you, we are like-minded business people who know what it takes to run a business. We hear your story, determine concerns. Based on that information we will put together a tailored solution for you. Most factoring businesses particularly the Silicon Valley ones first and foremost count on an algorithm to determine your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Most receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or don't want to be disturbed.

Don't forget the fact that the receivables factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we follow each invoice and follow them the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection concerns so to work on them right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Be on the lookout for negative payment trends. This is essential to prevent unnecessary write-offs.

We employ state-of-the-art technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. Most other companies are not even in the same neighborhood.